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CONTENTS

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Foreword...

1780–81— Proceedings in Congress on Bank of North America -

1790—Report of Secretary of Treasury (Hamilton), on a national bank.--

1791–Opinions on constitutionality of a national bank:

Edmund Randolph (Nos. 1 and 2)

Thomas Jefferson..

Alexander Hamilton.

Act to incorporate subscribers to Bank of United States (Feb. 25,

1791, 1 Stat. 191)--

Facsimile of signatures of act of February 25, 1791.

1809— Report of Secretary of Treasury (Gallatin), on renewal of charter of

Bank of United States..

1810—Report of House committee, on renewal of charter of Bank of

United States.---

1811–Report of Secretary of Treasury (Gallatin), on Bank of United

States.-

Report of Secretary of Treasury (Gallatin), on renewal of.charter of

Bank of United States.-

Report of Senate committee, on renewal of charter of Bank of United

States---

Report of House committee, on renewal of charter of Bank of United

States.--

1814-Report of Secretary of Treasury (Dallas), on public credit; excerpts.

Report of Secretary of Treasury (Dallas), on Treasury notes; ex-

cerpts---

1815—Veto message, James Madison, on Bank of United States, with text

of the bill..

Seventh annual message, James Madison; excerpt..

Annual report, Secretary of Treasury (Dallas); excerpt.

Report of Secretary of Treasury (Dallas), on national bank.
1816—— Act to incorporate subscribers to Bank of United States (Apr. 10,

1816, 3 Stat. 266) --

Facsimile of signatures of act of April 10, 1816.

1829–First annual message, Andrew Jackson; excerpt.

1830_Report of Senate Committee on Finance, on national currency -

Report of House Committee of Ways and Means, on Presidential

message about Bank of United States; excerpt-

Second annual message, Andrew Jackson; excerpt.

1831—Third annual message, Andrew Jackson; excerpt.

Annual report, Secretary of Treasury (McLane); excerpts..

1832—Report of House Committee of Ways and Means, on renewal of

charter of Bank of United States; excerpts.-

Bill to renew charter of Bank of United States..

Facsimile of signatures of bill...

Veto message, Andrew Jackson, on bill to renew charter of Bank of

United States ..

Facsimile of signature of veto message of 1832.

Fourth annual message, Andrew Jackson; excerpt--

1833— Andrew Jackson, on removal of the public deposits -

Report of Secretary of Treasury (Taney), on removal of public de-

posits; excerpt.

Fifth annual message, Andrew Jackson; excerpt.

1834–Sixth annual message, Andrew Jackson; excerpt.

Annual report, Secretary of Treasury (Woodbury); excerpts.

1835–Seventh annual message, Andrew Jackson; excerpt.--

Annual report, Secretary of Treasury (Woodbury); excerpt..

1836— Act to regulate deposits of public money (June 23, 1836, 5 Stat. 52).

1861–Annual report, Secretary of Treasury (Chase); excerpt.--

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1862—Annual report, Secretary of Treasury (Chase); excerpt---

1863—Special message, Abraham Lincoln, on financing the war.

Act to provide a national currency (The National Currency Act)

(Feb. 25, 1863, 12 Stat. 665)

Annual report, Comptroller of Currency (McCulloch)

Facsimile of signatures of act of February 25, 1863.

Third annual message, Abraham Lincoln, excerpt.

Annual report, Secretary of Treasury (Chase); excerpts -

1864—Act to provide a national currency (The National Bank Act) (June

3, 1864, 13 Stat. 99) ---

Annual report, Comptroller of Currency (McCulloch)

Fourth annual message, Abraham Lincoln; excerpt.

1865—Act of March 3; excerpts (act taxing State bank notes) (Mar. 3,

1865, 13 Stat. 469) -

1873—Annual report, Comptroller of Currency (Knox); excerpts..

Annual report, Secretary of Treasury (Richardson); excerpt.

1876— Annual report, Comptroller of Currency (Knox); excerpt.

1884—Annual report, Comptroller of Currency (Cannon); excerpts.-

1887— Act of March 3 (act on central reserve and reserve cities) (Mar. 3,

1887, 24 Stat. 559) --

1891—Annual report, Comptroller of Currency (Lacey); excerpt--
1893—Annual report, Comptroller of Currency (Eckels); excerpts--
1907–Annual report, Comptroller of Currency (Ridgely); excerpt.

Annual report, Secretary of Treasury (Cortelyou); excerpt.
1908—Act to amend national banking laws (the Aldrich-Vreeland Act)

(May 27, 1908, 35 Stat. 546).

Facsimile of signatures of act of May 30, 1908.

1909—Annual report, Secretary of Treasury (MacVeagh); excerpt..

1910—Annual report, Secretary of Treasury (MacVeagh); excerpt.

1911–Annual report, Secretary of Treasury (MacVeagh); excerpt.

1912—Report of National Monetary Commission..

Monetary Commission's draft bill.

Annual report, Secretary of Treasury (MacVeagh); excerpt -

Annual reports, Comptroller of Currency, banking statistics, 1774–1912.-

FEDERAL BANKING LAWS AND REPORTS, 1780–1912

Proceedings in Congress on Bank of North America

[Source: Gaillard Hunt, Journals of the Continental Congress, 1774-1789, Vol. 17, pp. 542, 548–550, 585; Vol. 20, pp. 519, 545-548; Vol. 21, pp. 1185–1190]

IN CONGRESS, June 21, 1780.

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A letter, of this day, from the Board of War, was read, informing, “that a number of patriotic persons have formed a plan for the establishment of a bank, whose object is the public service; that the directors have applied to that Board to represent to Congress the desire of the company, that a committee of this body may be appointed to confer with the inspectors and directors on the subject to morrow morning: Whereupon,

Ordered, That a committee of three be appointed for the purpose above mentioned :

The members chosen, Mr. [Oliver] Ellsworth, Mr. [James] Duane, and Mr. [John Morin] Scott.

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The committee, appointed to confer with the inspectors and directors of the proposed bank brought in a report, which was read stating:

That the gentlemen appointed to confor with the committee, communicated to them a plan for the establishment of a bank for the sole purpose of furnishing and transporting on the credit and by the exertions of the subseribers, three millions of rations and three hundred hogsheads of rum for the use of the army.

That the committee were in the said conforence informed that subseribers stand already engaged to support the sait bank to the amount of two hundred and seventy-five thousand pounds, Pennsylvania currency; and that there is no doubt but that sueh further Sums as will be necessary to its credit and the objeet of its establishment will be cheerfully subseribed.

That this tiborat offer at a conjuneture when the efforts of the states have not prodlueed suficient supplies is equally seasonable and praiseworthy.

That as the subseribers mean not to derive themselves the least private gain from their patriotie exertions, se it is the opinion of the committee, that they ought to be fully indemnified against any loss or expense with which it may be attended

1 In the original journals, this passage was crossed out.

1

The committee also laid before Congress the plan of the bank, communicated to them at the said conference, which being read, Congress thereupon came to the following resolutions :

Whereas a number of the patriotic citizens of Pennsylvania, have communicated to Congress a liberal offer, on their own credit and by their own exertions, to supply and transport three million of rations and 300 hogsheads

of rum for the use of the army, and have established a bank for the sole purpose of obtaining and transporting the said supplies, with greater facility and despatch; and whereas on the one hand the associators, animated to this laudable exertion by a desire to relieve the public necessities, mean not to derive from it the least pecuniary advantage, so on the other it is just and reasonable that they should be fully reimbursed and indemnified: therefore,

Resolved, unanimously, That Congress entertain a high sense of the liberal offer of the said associators to raise and transport the before mentioned supplies for the army, and do accept the same as a distinguished proof of their patriotism.

Resolved, That the faith of the United States be, and the same hereby is pledged to the subscribers to the said bank, for their effectual reimbursement and indemnity in the premises.

Resolved, That the Board of Treasury be directed to deposit in the said bank, bills of exchange in favor of the directors thereof, on the ministers of these United States, in Europe, or any of them, and in such sums as shall be thought convenient, but not to exceed in the whole one hundred and fifty thousand pounds sterling; that the said bills are to be considered not only as a support of the credit of the said bank, but as an indemnity to the subscribers for all deficiencies of losses and expences which they may sustain on account of their said engagements, and which shail not, within six months from the date hereof, be made good to them out of the public treasury; and in case of failure, such a proportion of the said bills as shall be requisite to make good the said deficiency, shall be negotiated for that purpose by the said directors, and the residue thereof returned into the treasury.

Resolved, That upon representation made that the bank stands in need of occasional assistance, Congress will advance as much of their current money as can be spared from other services.

Resolved, That a standing committee of Congress be appointed to confer with the officers of the said bank, as occasion may require:

The members chosen, Mr. [Oliver] Ellsworth, Mr. [James] Duane, and Mr. [John Morin] Scott.

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Ordered, That two members be added to the committee, appointed to confer with the directors and inspectors of the proposed bank, in the room of Mr. [James] Duane and Mr. [Oliver] Ellsworth, who are absent:

The members chosen, Mr. (Robert R.] Livingston and Mr. Houston, [Samuel] Adams.

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