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JOHNNY GIBB of Gushetneuk, in the Parish of Pyketillim: with

Glimpses of the Parish Politics about A.d. 1843.

Fourth Edition, with a Glossary, ex. fcap. Svo, 2s.

Notes and Sketches Illustrative of Northern Rural Life in the

Eighteenth Century, by the Author of "Johnny Gibb of Gushetneuk." In 1 vol. fcap. Svo, 2s.

Wordsworth's Tour in Scotland in 1803, in Company with his

Sister and S. T. Coleridge; being the Journal of Miss Wordsworth, now for the first time made public Edited by Principal Shairp, LL.D. Second Editien. 1 vol. crown svo, 6s.

The English Lake District as interpreted in the Poems of Wordsworth. By William Knight, Professor of Moral Philosophy in the University of St. Andrews. Ex fcap. 8vo, 5s.

The Language and Literature of the Scottish Highlands. By

John Stoabt Blackie, Professor of Greek in the University of Edinburgh. In 1 vol.. crown Svo, 6s.

Epitaphs and Inscriptions from Burial Grounds and old Buildings

in the north-east of Scotland. With Historical, Biographical, Genealogical, and Antiquarian Notes; also an Appendix of Illustrative Papers. By the late Andrew Jervise, F.S.A. Scot., Author of "Memorials of Angus and the Meams," etc. With a Memoir of the Author. Second Series. Cloth, small 4to, 32s.

History of Loch Kinnord.

By the Eev. J. G. Michie. Demy Svo, 2s. 6d.

Lindores Abbey, and the Burgh of Newburgh; Their History

and Annals. By Alexander Laino, LL.D., F.S.A. Scot 1 vol. small 4to. With Index and thirteen Full-page and ten Woodcut Illustrations, 21s,

Celtic Scotland.

A History of Ancient Alban. By William F. Skene. 8 vols., demy Svo, with Maps, 45s.

Scotland in Early Christian Times.

By Joseph Anderson, Keeper of the National Museum of the Antiquities of Scotland. 1 vol. demy 8vo, with Eighty-four Wood Engravings, and Three Quarto Diagrams of Celtic Ornamentation, 12s.

The Past in the Present—What is Civilisation?

Being the Rhind Lectures in Archaeology, delivered in 1873 and 1S78.. By Arthur Mitchell, M.D., LL.D., Secretary to the Society of Antiquaries of Scotland. In 1 vol., demy 8vo, with 148 woodcuts, 15s.

Our Mission to the Court of Marocco in 1880, under Sir John

Drttmmond Hat, K.C.B., Minister Plenipotentiary at Tangier, and Envoy Extraordinai y to His Majesty the Sultan of Marocco. By Captain Philip Durham Trotter, 93d Highlanders. Illustrated from Photographs by the Hon. D. Lawless, Rifle Brigade. In 1 vol., Bquare demy 8vo, 24s.

Notes and Sketches from the Wild Coasts of Mipon. "With

Chapters on Cruising after Pirates in Chinese Waters. By Henry C. St. John, Captain R N\ In 1 vol., small demy 8vo, with Maps and Illustrations, price 12s.

Kuram, Kabul, and Kandahar: toeing a Brief Record of the

Impressions in Three Campaigns under General Roberts. By Lieut. Robertson, Sth "The King's," Regiment. 1 vol. crown 8vo, with Maps, 6s.

9 CASTLE STREET, EDINBURGH.

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SCOTTISH PROVIDENT INSTITDTI01

No. 6 ST. ANDREW SQUARE, EDINBURGH.
LONDON: 17 KING WILLIAM STREET, B.C.

THIS SOCIETY differs in its principles from other Offices.

Instead of charging rates higher than are necessary, and afterward: returning the excess in the shape of periodical Bonuses, it gives from th( first as large an assurance as the Premiums will with safety bearreserving the Whole Surplus for those members who have lived lonj enough to secure the Common Fund from loss.

A Policy for £1200 to £1250 may thus at most ages be had for the Premium usually charge! for (with profits) £1000 only; while, by reserving the surplus, large additions have beel given—and may be expected in the future—on the Policies of those who participate.

The New Assurances effected in 1880 were 1769 for £1,054,566; Premium received, £399,538; Total Receipts, £566,444. The Funds (increased in year b] £283,922) were at its close £3,913,252. They now exceed Four Millions.

It is a striking fact that, while the Society is 46th among the Offices in poia of age, only four Offices now exceed it in amount of Funds.

The Cost of management was 9.4 per cent on Premiums, and 6.5 on Income. The ratio of expenditure has steadily fallen, as the income increased, in each year of the Septennium.

Septennial Progress of the Institution.

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THE FIFTH SEPTENNIAL INVESTIGATION

showed a SURPLUS of £624,473, of which a third (£208,158) was reserved after division, an £410,323 divided among 6662 Policies entitled to participate. Policies of £1000 sharing a fin time are increased to sums varying from £1180 to £1300 or more. Other Policies have bee raised to £1400, £1500, and upwards. A few of the early Policies have been doubled.

Examples of Premiums for £100 at Death—With Profits.

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The rates for other ages, or limited to other periods (as 7 or 14), may be had on application.

Reports with Statement of Principles may be had on application.

Edinburgh, July 1881. JAMES WATSON, Manage

HONOEABT BOARD FOR ABERDEEN.

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