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JOHOTTY GIBB of Oushetneuk, in the Parish of Pyketillim: with

Glimpses of the Parish Politics about A.d. 1843.

Fourth Edition, with a Glossary, ex. fcap. 8vo, 2s.

Notes and Sketches Illustrative of Northern Rural Life in the

Eighteenth Century, by the Author of "Johnny Gibb of Gushetneuk." In 1 vol. fcap. 8vo, 2s.

Wordsworth's Tour in Scotland in 1803, in Company with his

Sister and S. T. Coleridge ; being the Journal of Miss Wordsworth, now for the first time made public Edited by Principal Shairp, LL.D. Second Edition. 1 vol. crown 8vo, 6s.

The English Lake District as interpreted in the Poems of Wordsworth. By William Knight, Professor of Moral Philosophy in the University of St. Andrews. Ex. fcap. 8vo, 5s.

The Language and Literature of the Scottish Highlands. By

John Stuart Blackte, Professor of Greek in the University of Edinburgh. In 1 vol.. crown Svo, 6s.

Epitaphs and Inscriptions from Burial Grounds and old Buildings

in the north-east of Scotland. With Historical, Biographical, Genealogical, and Antiquarian Notes; also an Appendix of Blustrative Papers. By the late Andrew Jervise, F.S.A. Scot., Author of "Memorials of Angus and the Mearns," etc. With a Memoir of the Author. Second Series. Cloth, small ito, 32s.

History of Loch Kinnord.

By the Rev. J. G. Michie. Demy 8vo, 2s. 6d.

Lindores Abbey, and the Burgh of Wewburgh; Their History

andAnnals. By Alexander Lainq, LL.D., F.S.A. Scot 1vol. small 4to. Withlndexand thirteen Full-page and ten Woodcut Illustrations, 21s.

Celtic Scotland.

A History of Ancient Alban. By William F. Skene. 3 vols., demy 8vo, with Maps, 45s.

Scotland in Early Christian Times.

By Joseph Anderson, Keeper of the National Museum of the Antiquities of Scotland. 1 vol. demy 8vo, with Eighty-four Wood Engravings, and Three Quarto Diagrams of Celtic Ornamentation, 12s.

The Past in the Present—"What is Civilisation?

Being the Bhind Lectures in Archeology, delivered in 1876 and 1878. By Arthur Mitchell, M.D., LL.D., Secretary to the Society of Antiquaries of Scotland. In 1 vol., demy 8vo, with 148 woodcuts, 15s.

Our Mission to the Court of Marocco in 1880, under Sir John

Drummond Hay, K.C.B., Minister Plenipotentiary at Tangier, and Envoy Extraordinaiy to His Majesty the Sultan of Marocco. By Captain Philip Durham Trotter, 93d Highlanders. Illustrated from Photographs by the Hon. D. Lawless, Rifle Brigade. In 1 vol., square demy 8vo, 24s.

Wotes and Sketches from the Wild Coasts of Nipon. With

Chapters on Cruising after Pirates in Chinese Waters. By Henry C. St. John, Captain B N. In 1 vol., small demy 8vo, with Maps and Illustrations, price 12s.

Kuram, Kabul, and Kandahar: being a Brief Record of the

Impressions in Three Campaigns under General Roberts. By Lieut. Robertson, 8th "The King's," Regiment. 1 vol. crown 8vo, with Maps, 6s.

9 CASTLE STREET, EDINBURGH.

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SCOTTISH PROVIDENT INSTITUTE

No. 8 8T. ANDREW SQUARE, EDINBURGH.
LONDON: 17 KING WILLIAM STREET, E.C.

THIS SOCIETY differs in its principles from other Offices.

Instead of charging rates higher than are necessary, and afterwai

returning the excess in the shape of periodical Bonuses, it gives from t

first as large an assurance as the Premiums will with safety bear

reserving the Whole Surplus for those members who have lived lo

enough to secure the Common Fund from loss.

A Policy for £1200 to £1250 may thus at most ages be had for the Premium usually char] for (with profits) £1000 only; while, by reserving the surplus, large additions hare b given—and may be expected in the future—on the Policies of those who participate.

The New Assurances effected in 1880 were 1769 for £1,054,566; Prerain received, £399,538; Total Receipts, £566,444. The Funds (increased in year £283,922) were at its close £3,913,252. They now exceed Four Millions.

It is a striking fact that, while the Society is 46th among the Offices in po of age, only four Offices now exceed it in amount of Funds.

The Cost of management was 9.4 per cent on Premiums, and 6.5 on Income. The ratio c expenditure has steadily fallen, as the income increased, in each year of the Septenniuro.

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THE FIFTH SEPTENNIAL INVESTIGATION

showed a SURPLUS of £624,473, of which a third (£208,158) was reserved after division, £410,323 divided among 6662 Policies entitled to participate. Policies of £1000 sharing a 1 time are increased to sums varying from £1180 to £1300 or more. Other Policies have I raised to £1400, £1500, and upwards. A few of the early Policies have been doubled.

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Reports with Statement of Principles may be had on application.

Edinburgh, July 1881. JAMES WATSON, Mana,

HONOEABT BOARD FOB ABERDEEN.

Robert Lumsden, Esq., Banker. | Professor J. C. Ewabt, University.
A. 8. Cook, Esq., Merchant , W». Ferguson, Esq. of Klnmundy.

Pev. John Laidlaw, D.D. | William Hendehson, Esq., Devanha.

THOS. iiiUCUSON, 3 Union Tekrace, Local Secretary.

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