guilty of such cheat is punishable by imprisonment in a state prison not exceeding seven years, instead of by the punishments prescribed by those sections. § 569. Using false check or order for payment of money. The use of a matured cheque, or other order for the payment of money, as a means of obtaining a signature, or money or property, such as is specified in sections 566 and 567, by a person who knows that the drawer thereof is not entitled to draw for the sum specified therein, upon the drawee, is the use of a false token within the meaning of those sections, although no representation is made in respect thereto. § 570. Obtaining employment, etc. A person who obtains employment or appointment to any office or place of trust by color or aid of any false or forged letter or certificate of recommendation, or of any false statement in writing, as to his name, residence, previous employment or qualification; or any person who shall willfully and intentionally fraudulently represent himself, or herself, to be a deaf and dumb person, in order to collect, receive or otherwise obtain moneys, food, clothing or anything of value whatsoever, is guilty of a misdemeanor. § 571. Secreting personal property. A person, who, having theretofore executed a mortgage of personal property, or any instrument intended to operate as such, sells, assigns, exchanges, secretes, or otherwise disposes of any part of the property, upon which the mortgage or other instrument is at the time a lien, with intent thereby to defraud the mortgagee or a purchaser thereof, is guilty of a misdemeanor. 3 R. S. 978, § 73. § 572. [am'd 1892.] Pawning, etc.; borrowing property. A person who without the consent of the owner thereof, sells, pledges, pawns, or otherwise disposes of any property which he has borrowed or hired from the owner, is guilty of a misdemeanor; but this section does not apply to a person leasing or lending property, for a time not exceeding that for which the same was leased or lent to himself. § 573. [am'd 1892.] Personating beneficiary of entrance ticket. A person who, with intent to wrongfully convert to his own use the benefits secured by any ticket, contract, or other paper or writing, appearing upon its face not negotiable, and which entitles, or purports to entitle the person whose name appears therein, to entrance upon the grounds or premises of a membership corporation, or being thereupon, to remain upon such grounds or premises, falsely personates or attempts to so personate any individual named in such ticket, contract or other paper or writing, as the grantee or beneficiary thereof, is guilty of a misdemeanor. 574. Mock auctions. A person, who obtains money or property from another, or obtains the signature of another to any writing, the false making of which would be forgery, by means of any false or fraudulent sale of property or pretended property by auction, or by any of the practices known as mock auctions, is punishable by imprisonment in a state prison not exceeding three years, or in the county jail not exceeding one year, or by a fine not exceeding one thousand dollars, or by both such fine and imprisonment; and in addition thereto he forfeits any license he may hold to act as an auctioneer, and is forever disqualified from receiving a license to act as auctioneer within this state. R. S. 239, §§ 61, 62. CHAPTER VII. FRAUDULENTLY FITTING OUT AND DESTROYING VESSELS. SECTION 575. Person willfully destroying vessel, etc. 576. Fitting out or lading any vessel, with intent to wreck the same. 577. Making false manifest, etc. § 575. Person willfully destroying vessel, etc. A person, who wrecks, burns, sinks, scuttles, or otherwise injures or destroys a vessel, or the cargo of a vessel, or willfully permits the same to be wrecked, burned, sunk, scuttled, or otherwise injured or destroyed, with intent to prejudice or defraud an insurer or any other person, is punishable by imprisonment for not more than five years. 2 R. S. 953, §§ 47, 48. § 576. [am'd 1892.] Fitting out or lading any vessel, with intent to wreck the same. A person who fits out any vessel, or who lades any cargo on board of a vessel, who with intent to permit or cause the same to be wrecked, sunk or otherwise injured or destroyed, and thereby to defraud or prejudice an insurer or another person, is punishable by imprisonment in the state prison not exceeding ten years. § 577. Making false manifest, etc. A person, guilty of preparing, making or subscribing, a false or fraudulent manifest, invoice, bill of lading, ship's register or protest, with intent to defraud another, is punishable by imprisonment in a state prison not exceed ing three years, or by a fine not exceeding one thousand dollars, or both. CHAPTER VIII. MISCONDUCT AND FRAUDS IN RELATION TO INSURANCE CORPORA TIONS, ASSOCIATIONS AND SOCIETIES. Section 577a. False statements in applications for membership. 577b. Discriminations and rebates by life insurance corporations prohibited. 577c. Acting as agent of life insurance corporation without certificate of authority. 577d. Fire insurance corporations to use standard policy only. 577e. Over-charges by marine insurance agents. 577f. Misconduct of officers and agents of corporations for the insurance of domestic animals. 577g. Transfers to and reinsurance of risks in unauthorized foreign corporations prohibited to co-operative associations. 577h. Misconduct of officers and agents of co-operative insurance companies. 5771 Acts of agents of fire or marine insurance corporation, organized in other countries, after revocation of certificate. 577 Acting for foreign insurance corporation which has not designated superintendent of insurance as attorney. Destroying property insured. 578. 579. Presenting false proofs of loss in support of claim upon policy of insurance. § 5778. [am'd 1893.] False statements in applications for membership. Any applicant, officer, agent, solicitor, examining physician, surgeon or other person, who knowingly or willfully makes any false or fraudulent statements or representations in or with reference to any application for membership or reinstatement or any other documentary or other proof for the purpose of obtaining or reinstating membership in or benefit from any fraternal beneficiary society, order or association, any corporation, association or society transacting the business of life or casualty insurance or both, upon the co-operative or assessment plan, or a corporation for the insurance of domestic animals, is guilty of a misdemeanor. § 577b. [added 1892.] Discriminations and rebates by life in surance corporations prohibited. Any life insurance corporation doing business in this state, or any officer or agent thereof, who, 1. Makes any discrimination in favor of individuals of the same class or of the same expectation of life either in the amount of the premium charged or in any return of premiums, dividends or other advantages, or 2. Makes any contract for insurance or agreement as to such contract other than that which is plainly expressed in the policy issued, or 8. Pays or allows, or offers to pay or allow as an inducement to any person to insure, any rebate or premium, or any special favor or advantage whatever, in the dividends to accrue thereon or any inducement whatever not specified in the policy, or 4. Makes any distinction or discrimination between white persons and colored persons, wholly or partially of African descent, as to the premiums or raies charged for policies upon the lives of such persons, or in any other manner whatever; or demands or requires a greater premium from such colored persons than is at that time required by such company from white persons of the same age, sex, general condition of health and prospect of longevity; or makes or requires any rebate, diminution or discount upon the amount to be paid on such policy in case of the death of such colored persons insured, or inserts in the policy any condition, or makes any stipulation whereby such person insured shall bind himself, or his heirs, executors, administrators and assigns to accept any sum less than the full value or amount of such policy in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon white persons in similar cases, Is guilty of a misdemeanor. § 577c. [added 1892.] Acting as agent of life insurance corporation without certificate of authority. Any person acting as agent, subagent or broker of a life insurance corporation doing business in this state, except as agent operating solely on the weekly payment plan of insurance, who solicits or procures applications for insurance without first procuring a certificate of authority from the superintendent of insurance, is guilty of a misdemea nor. § 577d. [added 1892.] Fire insurance corporations to use standard policy only. Any fire insurance corporation, or any officer or agent thereof, who makes, issues, delivers, or offers to deliver any policy of insurance on property in this state, which does not conform in all particulars as to blanks, size of type, context, provisions, agreements and conditions with the printed form or contract of policy filed in the office of the secretary of state, known and designated as the "Standard fire insurance policy of the state of New York," except as to such exceptions as are specially provided and allowed by law, is guilty of a misdemeanor, punishable by a fine of not less than twenty-five nor more than one hundred dollars for the first offense, and of not less than one hundred or more than two hundred and fifty dollars for each subsequent offense. § 577e. [added 1892.] Over-charges by marine insurance agents. Any agent, shipper or other person, representing or acting for a marine insurance corporation doing business in this state; who, 1. Charges or receives, directly or indirectly from any person for insurance of any property in transit upon the canals of the state, any greater sum than the regular rates of premium fixed by the corporation for the insurance of such property; or, 2. Demands or receives upon any policy of insurance issued upon any such property, for the business of obtaining such insurance, a sum of money, as compensation or remuneration by way of salary, commission or in any other capacity, which includes in any case over fifteen per centum of the premium, Is guilty of a misdemeanor. § 577f. [added 1892.] Misconduct of officers and agents of corporations for the insurance of domestic animals. Any officer or agent of a corporation organized for the insurance of domestic animals who, 1. Refuses to make any report or perform any duty required by law; or, 2. Intentionally makes any false or fraudulent statement or report, Is guilty of a misdemeanor punishable by a fine of not less than one hundred or more than five hundred dollars. § 577g. [added 1892.] Transfers to and reinsurance of risks in unauthorized foreign corporations prohibited to co-operative associations. Any officer, manager, director or agent of a casualty insurance corporation upon the co-operative or assessment plan, organized under the laws of this state, who transfers its risks or assets or any part thereof to or reinsures its risks or any part thereof in any insurance corporation or association of another state or country which is not at the time of such transfer or reinsurance authorized by law to do insurance business in this state, is guilty of a misde meanor. § 577h. [added 1892.] Misconduct of officers and agents of oooperative insurance companies. Any officer, agent or representative of a corporation, association or society doing a life or casualty jnsurance business or both, upon the co-operative or assessment plan, who, 1. Neglects or refuses to perform any duty required of him by jaw; or, 2. Intentionally makes any false or fraudulent statement or re port; or, 3. Refuses to permit the superintendent of insurance or any examiner duly authorized by him for the purpose, to make an exami |