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WEDNESDAY AFTERNOON, AUGUST 122 0CLOCK.

Report of Committee on Credentials.

Address, "The American Building and Loan Association-Its Birth, History and Evolution," by James M. McKay, Youngstown,

Ohio.

An Explanation of the Mechanic Lien Law, by Hon. Warren J. Duffy, Member House of Representatives, Toledo, Ohio, author of the law.

Symposium, "How Does the Mechanic Lien Law Work with You?" Discussion led by A. L. Spring, Toledo, O.

Five-minute talks by H. H. Geitgey, Youngstown, O.; F. M. Cooke, Akron, O.; Carl L. Bauman, Dayton, O.

Address, "A Defense of the Mechanic Lien Law," by A. C. Klumph, Cleveland, O.

THURSDAY MORNING, AUGUST 13-10 0’CLOCK.

Address, "Mind Your Own Business," by F. W. Robinson, Cleveland, O.

Address, "Examination of Titles," by John H. Vercoe, Columbus, O.

Address, "Proposed Legislation for Ohio Building and Loan Associations," by John J. Purinton, East Liverpool, Ö.

Symposium, "Deposits in Other Building and Loan Associa tions." Discussion led by Charles J. McKee, Dayton, O.

Five-minute talks by E. F. Draper, Portsmouth, O.; J. G. Sanborn, Wooster, O.; A. L. White, East Liverpool, O.; P. V. Kalina, Cleveland, O.

THURSDAY AFTERNOON, AUGUST 13-2 O'CLOCK.

Address. "The Torrens Land Law in Ohio," by J. E. Kinney, Columbus, O.

Report of Auditing Committee; Report of Resolutions Committee; Unfinished Business; New Business; Place of Meeting, 1915; Election of Officers, 1915.

ENTERTAINMENT. The Cedar Point Resort Company has courteously extended to the League the ball room and orchestra for a reception and dance Wednesday evening, August 12. Admission to the floor will be upon presentation or display of the official badge of the League. (Informal.)

Cedar Point with its multiplicity of attractions should of itself be sufficiently magnetic to attract a large attendance.

It is only necessary to say that the entertainment afforded you will be ample.

Secretary Brown writes:

"All aboard for Cedar Point! The program is a good one. The date, as you know, is August 11, 12 and 13. Nothing doing on the 11th except meeting of the Executive Committee at 8 p. m. Everybody join in the discussion, and let's make this a regular 'gabfest.' I dare you to send me a check for dues."

United States League Meeting at Washington, D. C.

The Washington meeting was, without doubt, one of the best and most progressive ever held by the United States League.

It is impossible to go into the details of the many meritorious papers that were presented by the ablest exponents of the cooperative savings and home-building institutions. These will be published from time to time, as space permits.

The Secretary's statistical report shows a wonderful increase in membership and assets, and a very prosperous condition of the movement in general.

The papers on "Farm Loans," by Mr. Edwin F. Howell, of New York City, and Mr. K. V. Haymaker, of Defiance, Ohio, were one of the most important symposiums ever presented. The discussion was led by Mr. Keesler, of North Carolina; H. S. Rosenthal, of Ohio; Charles Eugene Clark, of Kentucky, and Mr. Skinner, of the State Banking Department, of New York.

Building and Loan Examiners of the United States.

As has been the custom for some years past, the Building and Loan Examiners of the United States gathered at Washington in connection with the United States League and met to discuss the problems peculiar to their branch of the movement, as well as to compare practices in the various states. Many important matters for the benefit of building and loan associations were discussed which will be gradually put into practice. The mutual good feeling manifested on these occasions between the men on the inside and those on the outside augurs well for the future of the movement.

"Education of the Public to the Building and Loan Plan."

Under the above caption, Mr. Mark D. Rider, of Chicago, presented a most valuable paper to the U. S. League meeting at Washington. This will be published in full.

The discussion was one of the most spirited ever held at one of these meetings. While the ideas presented did not meet with the approval of the convention, we believe the near future will show its necessity.

On motion of the Massachusetts delegation, and seconded by the South Carolina delegation, this was reconsidered, and the President of the League was authorized to appoint a committee to report at the next meeting of the League.

Social Features of the U. S. League Meeting.

The trip on the Potomac River to Mount Vernon on the first day of the convention was one of the pleasant incidents. A beautiful wreath, with the inscription, "The United States League of Local Building and Loan Associations," was placed on the last resting place of the first President of the United States, George Washington. President Bayersdorffer made a few appropriate

remarks.

On Tuesday morning and afternoon visiting ladies were taken on an automobile tour to the many public buildings of the beautiful city of Washington. A luncheon was served, which was much enjoyed by the ladies, who attended in a greater number than ever before.

On Tuesday night an informal general reunion and banquet, tendered by the Building Association Council of Washington, D. C., was held at the Raleigh Hotel ballroom. This was an affair long to be remembered by the nearly 400 guests who attended. Hon. Oscar W. Underwood, of the House of Representatives, and Senator-elect, a personal friend of Mr. Dixon, of Birmingham, Ala.. was the guest of honor, who delivered an interesting address. Mr. Charles Eugene Clark, president-elect of the U. S. League, also delivered an address. A neat pamphlet, giving the menu, program and a number of popular songs, with the invitation, “Everybody sing," added to the pleasure of the evening.

On Wednesday afternoon at two o'clock a reception of delegates and ladies was held at the White House by President Woodrow Wilson.

The local Committee of Arrangements of the Building Association Council of the District of Columbia deserves the heartiest thanks of all who attended for their splendid achievements. They were as follows:

President, James F. Shea; Vice-President, Albert Schulteis; Secretary, Charles F. Benjamin; Executive Committee, the President, Vice-President and Secretary, and Messrs. Julius A. Maedel, R. Harrison Johnson, James Morris Woodward, C. Clinton James, Charles H. Kindle and Wharton E. Lester.

Chairmen of Committees-Automobiles, R. Harrison Johnson; Badges, C. Clinton James; Entertainment, Albert Schulteis; Finance, John Shugrue; Lady Visitors, Julius A. Maedel; Mount Vernon Trip, James Morris Woodward; Publicity, Charles F. Benjamin; Reception, James F. Shea.

THEN PUBL

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