make remittance directly to the creditor of the student granted a loan, taking the student's note for the amount paid.

(7) Every application for a loan must be approved by the Dean of the college in which the applicant is a student.

(8) Loans granted must be guaranteed by security acceptable to the committee.

The committee reserves the right to modify any one or all of these rules if emergency shall so warrant.

SCHOLARSHIPS

Appointments to scholarships are made by a Faculty committee, and are accredited to the recipient at the beginning of the first and second semesters.

The endowment of additional scholarships would enable the University to extend its benefits to those who cannot otherwise afford the expense of a four years' maintenance in college. The minimum endowment is one thousand dollars.

Scholarships affording aid to students of limited means to the amount of fifty dollars have been endowed as follows:

The Lizzie P. Allen Scholarships, four in number, founded in 1900 by Miss Lizzie P. Allen, descendant of Ira Allen, founder of the University.

The Barnard Scholarships, six in number, founded in 1903. The Elizabeth F. Brigham Scholarships, four in number, founded in 1910, available first for students from Brigham Academy.

The Class of '61 Scholarship, endowed and made available in 1891.

The Converse Free Scholarship, founded in 1882, by John H. Converse, '61, of Philadelphia.

The Lizzie S. Converse Scholarship, founded by bequest of Miss Lizzie S. Converse, of Burlington, for poor and deserving students in the Classical Department.

The Craftsbury Scholarship, founded in 1900, for the benefit of relatives of Mrs. Nathan S. Hill, or N. S. Hill, or residents of Craftsbury or Isle La Motte.

The Francis Whelpley Hickok Scholarships, three in number, founded in 1902, by Mrs. Julia F. Hickok, wife of James W. Hickok

of the class of 1837, in memory of a son, a member of the class of

1871.

The Louisa H. Howard Scholarships, five in number, founded in 1882, by Miss Louisa H. Howard, of Burlington.

The Charles Hoyt Estate Scholarships, two in number, founded in 1904.

The Isle La Motte Scholarship, founded in 1884, by N. S. Hill, Esq., of Burlington, for the benefit of students from Isle La Motte and, failing such, from Craftsbury.

The Sarah B. Jacobs Scholarships, seven in number, founded in 1882, by Mrs. Sarah B. Jacobs, of Boston, for the benefit of graduates of Brigham Academy.

The Kimball Scholarship, founded in 1900, by Hon. Robert J. Kimball, of Randolph, for the benefit of the students from Randolph.

The Celinda A. B. Lilley Scholarships, ten in number, founded in 1880, for the benefit of women students.

The Charles Munson Marsh Scholarship, by the same, founded in 1893, available first for students from Woodstock.

The Charles P. Marsh Scholarships, five in number, founded in 1893 and available first for needy and worthy young men and women from Windsor county.

The Edwin Wright Marsh Scholarship, founded in 1883, by Charles P. Marsh, '39, of Woodstock, in memory of his son of the class of 1872, for the benefit, in the first instance, of students from the town of Weathersfield or from Windsor county.

The Moretown and Middlesex Scholarships, two in number, founded by Rev. E. C. Bass, '59.

The Morrill Scholarship, founded in 1900, by Senator Justin S. Morrill, of Strafford, for the benefit of students from Strafford.

The John Ordronaux Scholarships, nine in number, founded in 1909, for students in the academic and medical departments.

The Parker Scholarship, founded in 1880 by Rev. Charles C. Parker, D. D., '41, in memory of himself and his son, Charles Edmund Parker, '67.

The Rich Scholarship, founded in 1883, by Charles W. Rich, Esq., '36, of St. Albans.

The Shaw Scholarship, founded in 1892, by Hon. William G. Shaw, of Burlington, of the class of '49.

The Smith Scholarship, founded in 1898, by Mrs. Samuel Sidney Smith of Burlington.

The Soldiers' Scholarship Fund, founded for the benefit of students in any college of the University who are descendants of soldiers in the Civil War.

The Washburn Scholarships, nine in number, founded by Daniel Washburn, M. D., of Stowe, for the benefit of young men studying for the Christian ministry, or, in default of such applicants, of other deserving young men.

The Westford Scholarship, founded in 1882, by Hon. Luke P. Poland, LL. D., of St. Johnsbury.

SPECIAL SCHOLARSHIPS

The Braley Scholarship, one hundred dollars annually, established by Mrs. Nellie Braley of Burlington in memory of her late husband, Dr. Bether W. Braley, of the class of '75, for the benefit of the students in the College of Medicine.

The Ezra Hoyt Byington Scholarship, eighty dollars annually, founded in 1905, for the benefit of students from Hinesburg or students bearing the name of Byington, Boynton, Hoyt, or Wortman, or in some way related to these families.

The Creer Scholarship, one hundred dollars annually, founded by Redfield Proctor, M. S., for the benefit of students from Proctor. The New England Alumni Association Scholarship, one hundred and twenty-five dollars annually, to be used by a student from Boston or vicinity.

The New York Alumni Association Scholarship, to be used by a student from New York or vicinity. The amount of this Scholarship is $400 a year. One hundred and ten dollars of this sum is given for tuition and the balance is loaned, and bears a low rate of interest after the recipient has left College.

The University Trustees have established one teaching fellowship in Clinical Medicine, to be awarded each year, good for two years, which will be given to some graduate medical student holding an academic degree, who may wish to pursue further his studies in Clinical Medicine with the purpose of obtaining the degree of Master of Science.

STATE SCHOLARSHIPS

Ninety Scholarships having a value of eighty dollars each have been established by the General Assembly of the State of Vermont, these appointments being limited to a two-year period. Nominations to these scholarships rest with the Senators from the several counties, to whom application should be made. The same conditions respecting grade of scholarship and conduct apply to appointees as to the beneficiaries of other scholarships. Only Vermont students are eligible to appointment.

HONOR SCHOLARSHIPS

Honor Scholarships to the amount of one hundred dollars are awarded annually by the Board of Trustees, good for one year only, to each young man and woman graduating with the highest averages from Vermont high schools accredited by the New England College Entrance Certificate Board.

PRIZES

THE BISSELL PRIZE FOR PROGRESS

A prize of twenty-five dollars will be awarded to the student who, in the judgment of the Faculty, is entitled to the greatest credit for effort and attainments in his or her studies upon the completion of the Junior year. This prize is named for the Rt. Rev. Wm. H. A. Bissell, D. D., of the class of 1836.

THE GOVERNOR WOODBURY PRIZES

The Governor Woodbury prizes are awarded upon a basis determined by the Faculty of the College of Medicine to the Senior and the Sophomore who have exhibited the greatest proficiency in the practical courses of their respective classes.

THE KINGSLEY PRIZES FOR ELOCUTION

Prizes of twenty-five dollars, fifteen dollars and ten dollars are offered to male students of the Sophomore and Freshman classes, for the best declamation of passages in oratorical prose.

THE JULIA H. SPEAR PRIZES FOR YOUNG WOMEN

Prizes of twenty-five dollars, fifteen dollars and ten dollars are offered to young women of the University for excellence in reading.

THE PHELPS PRIZE

A prize of fifty dollars in gold, endowed in memory of the late Edward Haight Phelps, C. E., class of 1872, is open to award by the Faculty each year at Commencement to a graduate of that year in Civil Engineering who shall have exhibited conspicuous merit in professional studies, and high and noble traits of personal character. A special certificate will accompany the prize, indicating the conditions upon which it has been awarded. In the event that no award shall be made in any year, the same amount of money will be expended in the purchase of books on the subject of Civil Engineering for the use of the College of Engineering.

THE HOWARD PRIZES

Mrs. Hannah T. Howard of Burlington, left by will one thousand two hundred dollars, the income of which is to be awarded in prizes. From the income of this fund three prizes of twenty dollars each are awarded to candidates for admission to the Freshman class who shall pass the best entrance examinations in Greek, in Latin and in Mathematics.

THE PHILO SHERMAN BENNETT PRIZE

Philo Sherman Bennett left by will four hundred dollars, the income of which (twenty dollars) is paid annually at Commencement as a prize for the best essay "discussing the principles of free government." This prize will be awarded as the result of examina

tion.

PRIZE FOR ESSAY ON INTERNATIONAL ARBITRATION

Robert D. Benedict, class of 1848, gave to the University the sum of three hundred dollars, the income of which (fifteen dollars) is offered as a prize yearly to the member of the Senior class presenting the best essay on the subject of "International Arbitration." This prize will be awarded as the result of examination.