Practical BankingHomans, 1884 - 316 Seiten |
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Häufige Begriffe und Wortgruppen
amount Association balance bank notes Bank of England bank's banker bill of exchange bill of lading bonds bookkeeper borrower Boston capital cash cashier cent certificates certificates of deposit certified check CHAPTER charge checks circulation clearing clearing bank Clearing-house collection column country banks creditor banks customers daily dealer debit debt debtor banks depositors deposits directors discount dividend drafts drawer duties endorsement entered entries error examination expenses footings fraud funds institution interest investments issued ledger letters loan and trust manager ment merchants mortgage National Bank o'clock paid paper pass book payable paying teller payment person present president profit proof purchase real estate receipts receiving teller record returned salary Savings bank sent settlement settling clerk statement stockholders tickets tion transactions treasurer trust company United States Treasurer usually vouchers York
Beliebte Passagen
Seite 11 - ... promissory notes, drafts, bills of exchange, and other evidences of debt; receive deposits, buy and sell exchange, coin and bullion; loan money on personal security, issue and circulate its own notes, and make all needful by-laws not inconsistent with the Banking Act.
Seite 11 - ... counterfeiting and fraudulent alterations, and shall have printed therefrom, and numbered, such quantity of circulating notes, in blank, of the denominations of five dollars, ten dollars, twenty dollars, fifty dollars, one hundred dollars, five hundred dollars, and one thousand dollars, as may be required to supply the associations entitled to receive the same.
Seite 70 - Let no loans be made that are not secured beyond a reasonable contingency. Do nothing to foster and encourage speculation. Give facilities only to legitimate and prudent transactions.
Seite 45 - ... of man ; it proceeds from his organization. No person can sit at a Board of Directors without observing that agents who are not directors, are supervised more freely than agents who are directors. A practical admission of this is evinced by some discount boards, who, in deciding on paper offered by directors, vote by a species of ballot, while in other boards, the offered notes are passed under the table, from seat to seat ; and a note is deemed rejected, if, in its transit, some director has...
Seite 26 - Correct sentiments beget correct conduct. A banker ought, therefore, to apprehend correctly the objects of banking. They consist in making pecuniary gains for the stockholders, by legal operations. The business is eminently beneficial to society ; but some bankers have deemed the good of society so much more worthy of regard than the private good of stockholders, that they have supposed all loans should be dispensed with direct reference to the beneficial effect of the loans on society, irrespective,...
Seite 11 - ' as provides that no circulation shall be withdrawn under the provisions of section six of said Act, until after the fifty-four millions granted in section one of said Act shall have been taken up, is hereby repealed ; and it shall be the duty of the Comptroller of the Currency, under the direction of the Secretary of the Treasury, to proceed forthwith...
Seite 11 - States in payment of taxes, excises, public lands, and all other dues to the United States, except for duties on imports ; and also for all salaries and other debts and demands owing by the United States to individuals, corporations, and associations within the United States, except interest on the public debt, and in redemption of the national currency.
Seite 8 - ... more readily make advances to a man of moderate property and good morals, than to a man of large property but of inferior reputation. Thus the establishment of a bank in any place immediately advances the pecuniary value of a good moral character. There are numerous instances of persons having risen from obscurity to wealth only by means of their moral character, and the confidence which that character produced in the mind of their banker. It is not merely by way of loan or discount tha* a banker...
Seite 309 - He lived, if not the whole of the year, at least the greater part of the year, at his banking-house ; was punctual to the hours of business, and always to be found at his desk. The fashionable society at the West end of the town, and the amusements of high life, he never dreamed of enjoying...
Seite 234 - House; and said member shall be liable in the premises the same as for its own transactions, and its liability in all such cases shall continue until after the completion of the exchanges of the morning next following the receipt of notice of discontinuance of any such agency.