Banking and BusinessHarper, 1925 - 565 páginas |
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acceptance amount applied assets balance bank credit bank notes Bank of England bank's banker banking system basis bonds borrower cash cent central bank certificates certificates of deposit chapter checks circulation clearing house clearing-house collateral collection commercial bank commercial paper corporation cost credit instruments currency customers demand deposits deposit accounts depositors directors discount drafts drawn exporter Federal Reserve Act Federal Reserve bank Federal Reserve Board Federal Reserve system financing foreign function funds given granted holder individual indorsement institutions interest issue kind lending letter of credit liabilities liquidity loans member bank ment method mortgage National Bank Act obligations officers operations organization paper payable payment practice present profits promissory note purchase receive rediscount result savings bank securities sell statement stockholders teller tion trade transactions transfer trust company United usually
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Página 515 - The total liabilities to any association of any person, or of any company, corporation, or firm, for money borrowed, including in the liabilities of a company or firm the liabilities of the several members thereof, shall at no time exceed one-tenth part of the amount of the capital stock of such association actually paid in.
Página 278 - But the discount of bills of exchange drawn in good faith against actually existing values, and the discount of commercial or business paper actually owned by the person negotiating the same, shall not be considered as money borrowed.
Página 32 - An instrument to be negotiable must conform to the following requirements: 1. It must be in writing and signed by the maker or drawer. 2. Must contain an unconditional promise or order to pay a sum certain in money ; 3. Must be payable on demand, or at a fixed or determinable future time ; 4. Must be payable to order or to bearer; and 5. Where the instrument is addressed to a drawee, he must be named or otherwise indicated therein with reasonable certainty.
Página 320 - Demand deposits within the meaning of this act shall comprise all deposits payable within thirty days, and time deposits shall comprise all deposits payable after thirty days, all savings accounts and certificates of deposit which are subject to not less than thirty days' notice before payment, and all postal savings deposits.
Página 515 - ... shall be secured by not less than a like face amount of bonds or notes of the United States...
Página 515 - The total obligations to any national banking association of any person, copartnership, association, or corporation shall at no time exceed 10 per centum of the amount of the capital stock of such association actually paid in and unimpaired and 10 per centum of its unimpaired surplus fund. The term 'obligations...
Página 515 - ... sight, exclusive of days of grace, and which are indorsed by at least one member bank: Provided, That such acceptances if drawn for an agricultural purpose and secured at the time of acceptance by warehouse receipts or other such documents conveying or securing title covering readily marketable staples may be discounted with a maturity at the tune of discount of not more than six months' sight exclusive of days of grace.
Página 515 - ... shall be subject under this section to a limitation of 15 per centum of such capital and surplus in addition to such 10 per centum of such capital and surplus...
Página 403 - Comptroller circulating notes, and after signing them might issue them as money, by first depositing with him stocks of the United States, of the State of New York, or of any other State approved by the Comptroller, made equal to a...
Página 540 - ... which is being marketed or fattened for market, or by bonds or notes of the United States; or (2) The aggregate of obligations of the borrower discounted and offered for discount at the Federal reserve bank by the member bank is less than a sum equal to 10 per cent of the paid-in capital of the member bank and is less than $5,000.