No. 43.

BAY COUNTY SAVINGS BANK, BAY CITY.

Organized February 1, 1884.

THOMAS CRANAGE, President; II. M. GILLETT, Vice President; JOHN MULHOLLAND, Treasurer. DIRECTORS.-Thomas Cranage, N. A. Eddy, H. M. Gillett, Gustaves Hine, Fred T. Norris, Geo. D. Jackson, John Mulholland.

No. 30.

THE COMMERCIAL BANK, BAY CITY.

Organized August 15, 1888.

CHARLES R. HAWLEY, President; CHARLES C. WHITNEY, Vice President;
JAMES R. WATROUS, Cashier.

DIRECTORS.--Charles C. Whitney, C. R. Hawley, Benjamin Boutell, Robert C. Bialy, John
C. Weadock, J. R. Watrous, Guy H. Moulthrop, W. H. Sharp, M. J. Bialy.

No. 96.

LUMBERMAN'S STATE BANK, (WEST) BAY CITY.

Organized January 1, 1875.

JOHN M. KELTON, President; HENRY H. NORRINGTON, Vice President;
D. M. SHAVER, Acting Cashier.

DIRECTORS.- -John M. Kelton, S. O. Fisher, H. H. Norrington, Peter C. Smith, Adam Kolb.

No. 17.

PEOPLE'S SAVINGS BANK, (WEST) BAY CITY.

Organized December 27, 1888.

JOHN BOURN, President; FRED MOHR, Vice President; T. R. SHAVER, Cashier.

DIRECTORS.-John Bourn, Curtis E. Pierce, Fred Mohr, Thos. Walsh, T. R. Shaver, Edwin T.

Carrington.

No. 2.

BELDING SAVINGS BANK, BELDING.

Organized January 15, 1889.

H. J. LEONARD, President; A. N. BELDING, Vice President; W. S. LAMBERTSON, Cashier; C. M. CHAPMAN, Assistant Cashier.

DIRECTORS.-A. N. Belding, H. J. Leonard, O. F. Webster, W. P. Hetherington, M. M. Belding, Jr., T. Frank Ireland, E. E. Chapple.