Exhibit O.-DIRECTORY OF THE FEDERAL RESERVE BOARD AND FEDERAL RESERVE BANKS.

OFFICERS AND DIRECTORS OF FEDERAL RESERVE BANKS.

DISTRICT NO. 1-FEDERAL RESERVE BANK OF BOSTON.

[Frederic H. Curtiss, chairman and Federal Reserve agent. Allen Hollis, deputy chairman. Chas. A.

DISTRICT NO. 2-FEDERAL RESERVE BANK OF NEW YORK.

[Pierre Jay, chairman and Federal Reserve agent. George Foster Peabody, deputy chairman. Benjamin

Strong, jr., governor.]

DISTRICT NO. 3-FEDERAL RESERVE BANK OF PHILADELPHIA.

[Richard L. Austin, chairman and Federal Reserve agent. H. B. Thompson, deputy chairman. E. P.

Passmore, governor.]

DISTRICT NO. 4-FEDERAL RESERVE BANK OF CLEVELAND.

[D. C. Wills, chairman and Federal Reserve agent. Lyman H. Treadway, deputy chairman. E. R. Fancher, governor.]

DISTRICT NO. 4-PITTSBURGH BRANCH OF THE FEDERAL RESERVE BANK OF CLEVE

DISTRICT NO. 4-CINCINNATI BRANCH OF THE FEDERAL RESERVE BANK OF CLEVE

DISTRICT NO. 5-FEDERAL RESERVE BANK OF RICHMOND.

[Caldwell Hardy, chairman and Federal Reserve agent. James A. Moncure, deputy chairman. George J. Seay, governor.]

DISTRICT NO. 5-BALTIMORE BRANCH OF THE FEDERAL RESERVE BANK OF

RICHMOND.

Dec. 31, 1919

Dec. 31, 1920

Dec. 31, 1921

DISTRICT NO. 6-FEDERAL RESERVE BANK OF ATLANTA.

[M. B. Wellborn, chairman and Federal Reserve agent. Edward T. Brown, deputy chairman. Joseph A. McCord, governor.]

DISTRICT NO. 6-NEW ORLEANS BRANCH OF THE FEDERAL RESERVE BANK OF

ATLANTA.

[James E. Zunts, chairman. P. H. Saunders, vice chairman. Marcus Walker, manager.]

DISTRICT NO. 6.-BIRMINGHAM BRANCH OF THE FEDERAL RESERVE BANK OF

DISTRICT NO. 6.-JACKSONVILLE BRANCH OF THE FEDERAL RESERVE BANK OF

DISTRICT NO. 7.-FEDERAL RESERVE BANK OF CHICAGO.

[William A. Heath, chairman and Federal Reserve agent. James Simpson, deputy chairman. James B.

McDougal, governor.]

DISTRICT NO. 7.-DETROIT BRANCH OF THE FEDERAL RESERVE BANK OF CHICAGO. [R. B. Locke, manager.]

DISTRICT NO. 8.-FEDERAL RESERVE BANK OF ST. LOUIS.

[William McC. Martin, chairman and Federal Reserve agent; John W. Boehne, deputy chairman; David

Class A:

C. Biggs, governor.]

Walker Hill.

J. C. Utterback.

Sam A. Ziegler.

Class B:

David C. Biggs.

DISTRICT NO. 8.-LOUISVILLE BRANCH OF THE FEDERAL RESERVE BANK OF ST.

DISTRICT NO. 8.-MEMPHIS BRANCH OF THE FEDERAL RESERVE BANK OF ST. LOUIS.

DISTRICT NO. 8.-LITTLE ROCK BRANCH OF THE FEDERAL RESERVE BANK OF ST.

DISTRICT NO. 9.-FEDERAL RESERVE BANK OF MINNEAPOLIS.

Dec. 31, 1919

Do.

Do.

Do.

Do.

[John H. Rich, chairman and Federal Reserve agent; Wm. H. Lightner, deputy chairman; Theodore

Wold, governor.]

Dec. 31, 1919

Dec. 31, 1920