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OF

BANKS AND BANKING

INCLUDING

ACCEPTANCE, DEMAND AND NOTICE OF DIS-

HONOR UPON COMMERCIAL PAPER

WITH AN

APPENDIX

CONTAINING THE

FEDERAL STATUTES APPLICABLE TO NATIONAL BANKS

BY

JOHN M. ZANE

OF THE CHICAGO BAR

CHICAGO
T. H. FLOOD AND COMPANY

1900

COPYRIGHT, 1900,

BY

JOHN M. ZANE.

STATE JOURNAL PRINTING COMPANY,
PRINTERS AND STEREOTYPERS,

MADISON, WIS.

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It is the aim of this treatise to present all the law that can be properly considered as applicable to the business of banking. The work is expected to be of use not only to lawyers, but also to bankers; and on this account not only the law as to the right of banking, the methods of carrying on a bank, the rights of stockholders in banking corporations, the liabilities of bank officers and their powers, as well as the law as to deposits, collections, securities, savings banks and clearing-houses, but also the law governing the duty of the holder of commercial paper as to demand for acceptance and for payment and notice of dishonor, has been included. The cases have all been consulted, it is thought, and their results have been included. No opportunity for compression has been omitted, but this result has not been sought at the expense of fullness of detail. Upon principles about which there has been no dispute it has not been considered desirable to multiply citations. There has been no hesitation in condemning cases not properly decided, but the case itself has not been passed by on that account.

The law as to national banks will be found fully treated in the course of the work. But it was not considered proper to divide the work arbitrarily into two parts, since the great mass of banking transactions, whether made by state or private banks, or by national banks, is governed by the same rules. For example, the law governing deposits or

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