Banking and BusinessHarper, 1925 - 565 páginas |
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Página 30
... deposits " money with A , the latter may simply credit the former with the amount . When a bank does this it enters the amount thus deposited in a deposit book or bank book which is presumably a duplicate of B's account as carried on ...
... deposits " money with A , the latter may simply credit the former with the amount . When a bank does this it enters the amount thus deposited in a deposit book or bank book which is presumably a duplicate of B's account as carried on ...
Página 43
... deposits and through them obtains the funds which it em- ploys in making loans . Other banking institutions accept no deposits , but finance business undertakings by acting solely in the capacity of middlemen between borrowers and ...
... deposits and through them obtains the funds which it em- ploys in making loans . Other banking institutions accept no deposits , but finance business undertakings by acting solely in the capacity of middlemen between borrowers and ...
Página 45
... deposits . A bank may extend a loan to a customer by writing the amount in his deposit account , against which he can then draw checks . The borrower may also receive credit from the bank in the form of its notes , which circulate ...
... deposits . A bank may extend a loan to a customer by writing the amount in his deposit account , against which he can then draw checks . The borrower may also receive credit from the bank in the form of its notes , which circulate ...
Página 46
... deposits , make loans , and at times issue notes for circulation . Although city banks carry the accounts of firms repre- senting many lines of business , there is often a tendency to specialize the extending of credit to certain ...
... deposits , make loans , and at times issue notes for circulation . Although city banks carry the accounts of firms repre- senting many lines of business , there is often a tendency to specialize the extending of credit to certain ...
Página 67
... deposit the check with his New York bank , which is continually engaged in offsetting such claims with institutions in other financial centers . Thus , without any further trouble to A , his bank accepts the deposit of the check ...
... deposit the check with his New York bank , which is continually engaged in offsetting such claims with institutions in other financial centers . Thus , without any further trouble to A , his bank accepts the deposit of the check ...
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Termos e frases comuns
acceptance amount assets balance bank notes Bank of England bank's banker banking system basis bills bonds borrower branch banking branches buying capital cash cent central bank certificates certificates of deposit CHAPTER checks circulation clearing house clearing-house collateral collection commercial bank commercial paper corporation currency customers demand deposits deposit accounts depositors directors discount drafts drawn exporter Federal Reserve Act Federal Reserve bank Federal Reserve Board Federal Reserve system financing foreign exchange function funds gold granted holder important individual indorsement institutions interbank interest investment bank issue letter of credit liabilities loans member bank ment methods mortgage National Bank Act obligations offices operations organization paper payable payment practice purchase receive rediscount Reichsbank result savings bank securities selling stockholders surplus tion transactions transfer Treasury trust company United usually York
Passagens mais conhecidas
Página 515 - The total liabilities to any association, of any person, or of any company, corporation, or firm for money borrowed, including in the liabilities of a company or firm the liabilities of the several members thereof, shall at no time exceed onetenth part of the amount of the capital stock of such association actually paid in.
Página 276 - But the discount of bills of exchange drawn in good faith against actually existing values, and the discount of commercial or business paper actually owned by the person negotiating the same, shall not be considered as money borrowed.
Página 439 - Each member bank shall be permitted to nominate to the chairman of the board of directors...
Página 539 - ... notes, drafts and bills of exchange, secured by staple agricultural products, or other goods, wares, or merchandise from being eligible for such discount ; but such definition shall not include notes, drafts, or bills covering merely investments or issued or drawn for the purpose of carrying or trading in stocks, bonds or other investment securities, except bonds and notes of the Government of the United States.
Página 32 - An instrument to be negotiable must conform to the following requirements: 1. It must be in writing and signed by the maker or drawer. 2. Must contain an unconditional promise or order to pay a sum certain in money ; 3. Must be payable on demand, or at a fixed or determinable future time ; 4. Must be payable to order or to bearer; and 5. Where the instrument is addressed to a drawee, he must be named or otherwise indicated therein with reasonable certainty.
Página 439 - State bank or trust company while a member of the federal reserve system : (1) Shall retain its full charter and statutory rights as a State bank or trust company, and may continue to exercise the same functions...
Página 539 - Bank may discount notes, drafts, and bills of exchange arising out of actual commercial transactions; that is, notes, drafts, and bills of exchange issued or drawn for agricultural, industrial or commercial purposes, or the proceeds of which have been used, or are to be used, for such purposes...
Página 438 - In acting upon such applications the Federal Reserve Board shall consider the financial condition of the applying bank, the general character of its management, and whether or not the corporate powers exercised are consistent with the purposes of this act.
Página 318 - Demand deposits within the meaning of this Act shall comprise all deposits payable within thirty days, and time deposits shall comprise all deposits payable after thirty days, and all savings accounts and certificates of deposit which are subject to not less than thirty days
Página 515 - ... sight, exclusive of days of grace, and which are indorsed by at least one member bank: Provided, That such acceptances if drawn for an agricultural purpose and secured at the time of acceptance by warehouse receipts or other such documents conveying or securing title covering readily marketable staples may be discounted with a maturity at the tune of discount of not more than six months' sight exclusive of days of grace.