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liable to assessments for all liabilities of the company to the extent declared in the articles of association.

to examine

SEC. 6. The articles of association thus to be filed, by any such Attorney general corporation, shall be examined by the attorney general, and if found articles of to be in accordance with the requirements of this act, he shall association. certify the same to the commissioner of insurance, and said com- Certificate to missioner in person, or by his deputy, or by the appointment of etc. some other disinterested person for that purpose, shall examine and certify that any such company has received and is in actual possession of the premiums or engagements of insurance, as the case may

commissioner,

be, to the full extent required by this act; copies of such certificate Filing of copies of shall be filed in the office of the commissioner of insurance, whose certificates, etc. duty it shall be to furnish the corporators with a certified copy of the charter and the certificates aforesaid, which upon being filed by them in the county clerk's office of the county in which the office of any such company is located, shall be their authority to commence business, and to issue policies of insurance, and the same may be used in evidence for or against said corporation; and suits Where suits may be brought against any such company, in any county in this against may be State in which it shall do business, or take risks, in which the plaintiff resides, or in the county where the principal office of the company is located.

brought.

SEC. 7, The corporators, trustees, or directors, as the case may By-laws, etc. be, of any company organized under this act, shall have a power to make such by-laws, not inconsistent with the constitution or laws of this State, as may be deemed necessary for the government of its officers and members, and the conduct of its affairs.

SEC. 8. Any company formed under this act shall be deemed a Body politic and body corporate and politic, in fact and in name, and shall be subject corporate, etc. to all of the provisions of the statute in relation to corporations so far as they are applicable.

association.

SEC. 9. Any such company formed under this act shall have Amending power to amend its articles of association at the regular annual articles of meeting, held according to the provisions of said articles of association, and upon giving notice of such intention, by publishing for three successive weeks in some two or more newspapers of general circulation, published daily in the city where the principal office of the company may be located. Said amendments so had shall be submitted to the attorney general, and his certificate of compliance with the law obtained, and a copy of said amendments with said certificate shall be filed in the office of the commissioner of insurance, and if he approve of such amendments, shall make a certified copy thereof, and deliver the same to the company, which, upon being filed with the county clerk of the county in which the office of such company is located, shall become operative.

SEC. 10. Suits at law may be maintained by corporations formed Suits at law by under this act against any of its members for any cause relating to and against. the business of such corporation, also suit at law may be prosecuted and maintained by any member against such corporations for claims which may have accrued, if payments are withheld more than sixty days after such claims shall have become due. The arti

notes, etc.

Provision for re- cles of association and by-laws of any such company, organized ceiving premium under the provisions of this act, may provide for the receiving of applications from its members for insurance, taking from the insured an agreement or premium note, or notes, and it shall be lawful for such mutual insurance companies to make assessments upon such agreements, or upon the premium note, or notes, as the case may be, pro rata, according to the amount of such agreement or premium note, or notes, for the payment of the losses and expenses incurred by such companies, and all such premium notes, or agreements, or assessments thereon shall be a lien upon the property insured to the amount of such note, notes, or agreements, assessments, costs, and interest due thereon.

Annual report of

and what to

contain,

SEC. 11. It shall be the duty of the president, or vice president, certain officers, and secretary of any such company, organized under this act, annually on the first day of January, or within one month thereafter, to prepare under their own oath, and deposit in the office of the commissioner of insurance, a statement of the conditions of such company on the thirty-first day of December then next preceding, exhibiting the following facts and items, namely:

First, The number of members belonging to the company, the number of members added during the year, the number of members who have withdrawn or whose policies have been canceled during the year;

Second, The amount of property at risk December thirty-first of the previous year, the amount of risks added during the year, the amount of risks canceled, withdrawn, or terminated during the year, and the net amount at risk by the company;

Third, The amount of premium, or deposit notes, or agreements in force, the amount of cash premiums or assessments actually on hand, the amount of outstanding assessments not canceled, the nature and amount of all other resources, the total amount of resources;

Fourth, The claims for losses due and payable; the claims for losses not matured; the claims for losses resisted; the nature and amount of all other claims due or accrued; and the total amount of liabilities;

Fifth, The amount of premium or deposit notes taken during the year; the amount of cash premiums received during the year; the amount collected on assessments which were levied during the year; the amount collected during the year on assessments which were levied in prior years; the amount received from membership or policy fees, or from any other sources constituting an expense to the insured; the amount received from percentage on increased or decreased insurance; the income from all other sources and the total income;

Sixth, The amount paid for losses during the year, stating the amount of same which was for losses of previous years; the amount of salary and fees paid to officers and directors; the amounts of all other expenditures during the year, and the total expenditures during the year;

Seventh, The commissioner of insurance may from time to time

make any change in the form of annual reports to be made by such companies, to elicit further information regarding the condition of the company.

copy of statement

county clerk,

of business.

SEC. 12. A copy of every such sworn statement and report shall Publication of in said month of January be published at least twice in said month and report, filing in a newspaper published in the county where the business office of same in office of the company is located; also a copy of such sworn statement shall etc. be filed in the office of the county clerk of such county where the office of the company is located; also a copy of such sworn statements, with an additional affidavit showing that the same has been published, and that the same has been filed in the office of the county clerk as herein provided, shall be filed in the office of the commissioner of insurance, and if upon examination of such annual When commissioner may order statement or of the affairs of the company it shall appear to the discontinuance commissioner of insurance that the losses and expenses of any company, organized under this act, have during the year exceeded the cash premiums and assessments collected to such an extent as to imply a doubt in the mind of said commissioner of insurance as to the solvency of said company, and its ability to pay all its losses and other debts, it shall be the duty of said commissioner of insurance to notify the officers of said company to, at the end of sixty days from the date of such notice, discontinue the issuing of policies, and to suspend its business until such time as that the officers and directors of said company shall collect assessments and pay such losses and debts, and satisfy said commissioner of insurance of the solvency of such company.

lect of duties

SEC. 13. In case the officers or directors of such company shall Penalty for nog neglect or refuse to perform any of the duties required of them by by officers, false this act, or shall knowingly make or permit to be made, any false reports, etc. or imperfect statement in any annual or other report required to be made by them, or shall knowingly aid in, or formally consent to any violation of the provisions of this act, then in such case every such director, officer, or person so offending shall be deemed guilty of a misdemeanor, and upon conviction thereof shall be subject to punishment by fine not exceeding five hundred dollars, or to imprisonment not exceeding one year; and in case such neglect or refusal on the part of such officers or directors to conform to and be guided by the requirements of this act is known to the commissioner of insurance, it shall be his duty to notify the prosecuting attorney of the county where the office of such company is located, whose duty it shall then be to commence legal proceedings against such officers or directors to enforce the penalty herein imposed.

pany open to ex

SEC. 14. The books of any such company shall be open to the Books of comexamination of any and all the officers, and of the members at any amination, etc. time; also the inspection of the commissioner of insurance, in person, or by deputy, whenever he shall deem an examination nec

essary.

SEC. 15. In case of insolvency, neglect, or refusal of any such Receiver may be company to meet its liabilities and discharge all outstanding claims appointed, in against such companies [company], the commissioner of insurance may, in person, or by counsel, appear in the circuit court of the

ties of receiver.

county where the office of such company is located, and move for the appointment of a receiver for said company, and the company may also be heard upon such motion, and if it shall appear to the satisfaction of the court that the affairs of the company are in such condition that such motion for the appointment of a receiver shall be granted, the said court shall then and there appoint a receiver for such comPowers and du. pany, who shall be empowered to take possession of all books, paper, moneys, and personal property of such company, and shall at once proceed to the collections of funds and the liquidation of the liabilities of such company, in accordance with the provisions of this act and in conformity to the charter and by-laws of such company. Such receiver shall keep an accurate account of all moneys and other property received by him; he shall pay over all moneys by him collected, and the proceeds of all personal property, pro rata, upon the liabilities of the company, retaining therefrom, for his services and expenses, such an amount as the court may deem reasonable; he may sue for and recover any legal assessment made upon the policy holders or members of the company, and he shall use due diligence in the settlement of the affairs of the company,. and make his final report to the court making the appointment, from whence he shall get his formal discharge.

Companies not to

be limited to terwhole State, etc.

ritory less than

SEC. 16. No mutual fire insurance company, whether organized under the laws of this or any other State, and authorized to do business under the laws of this State, and which shall confine its business to manufacturing risks or the other risks mentioned in this act, shall be limited by law in the performance of its business or the taking of its risks to any of the territorial subdivisions of the State, less than the whole thereof, and the limitation of the amount at risk in such companies shall be ten per cent upon their notes instead of their cash on hand.

This act is ordered to take immediate effect.
Approved June 7, 1883.

State treasurer

intendents of poor, etc.

[No. 176.]

AN ACT to provide for the relief and support of Edward Murphy. SECTION 1. The People of the State of Michigan enact, That the to pay to super- treasurer of the State of Michigan pay to the superintendents of the poor of the county of Jackson, three hundred dollars a year, in quarterly payments, for the support of Edward Murphy, now supported at the county poor house of the county of Jackson, during the life of the said Edward Murphy, which money shall be applied by said superintendents of the poor of the county of Jackson, to the support of said Edward Murphy, and no other purpose.

Statement of

to be filed.

SEC. 2. That the superintendents of the poor of the county of superintendents Jackson shall file with the State treasurer, quarterly, a verified statement of the manner in which said money had been expended during the previous quarter.

treasurer to dis

SEC. 3. If the State treasurer shall at any time become satisfied Power of State that, on account of a change in the conditions of said Edward continue payMurphy, such expenditure has become unnecessary, he shall have ments, etc. the power to discontinue the payments. In such case he shall forthwith file with the superintendents of the poor of Jackson county, and with the governor of this State, a statement in writing of his reasons for discontinuing the said payments. This act is ordered to take immediate effect.

Approved June 8, 1883.

[No. 177.]

AN ACT to authorize the board of control of the insane asylum at Traverse city to place the same under charge of the homeopathic school of medicine.

istration.

SECTION 1. The People of the State of Michigan enact, That the Medical adminboard of control of the northern asylum for the insane is hereby authorized to place the medical administration of the same under the supervision and control of a reputable physician and surgeon of the homeopathic school of medicine. Approved June 8, 1883.

[No. 178. ]

AN ACT to amend act number two hundred and fifty-nine of the public acts of eighteen hundred and eighty-one, entitled "An act to regulate the sale of spirituous, malt, brewed, fermented, and vinous liquors, to prohibit the sale of such liquors to minors, intoxicated persons, and to persons in the habit of getting intoxicated, to provide a remedy against persons selling liquors to husbands or children, in certain cases, and to repeal all acts, or parts of acts inconsistent herewith," approved June ten, eighteen hundred and eighty-one, by adding a new section thereto to stand as section fifteen of said act.

SECTION 1. The People of the State of Michigan enact, That act Act amended by number two hundred and fifty-nine of the public acts of eighteen adding section, hundred and eighty-one, entitled "An act to regulate the sale of spirituous, malt, brewed, fermented, and vinous liquors, [to prohibit the sale of such liquors] to minors, to intoxicated persons, and to persons in the habit of getting intoxicated, to provide a remedy against persons selling liquor to husbands or children in certain cases, and to repeal all acts, or parts of acts inconsistent herewith," approved June ten, eighteen hundred and eighty-one, be amended by adding a new section thereto, to stand as section fifteen of said act, as follows:

etc., of liquor,

SEC. 15. It shall not be lawful for any person, including drug- Prohibiting sale, gists, by himself, his clerk, agent, or servant, directly or indirectly, etc., within certo sell or offer for sale, furnish or give any spirituous, malt, brewed, tain territory.

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