Compulsory Compensation by Employer to Employee Mutual Insurance Associations 9 10 12 13 Joint Resolution Amending Section 21 of Article 3 of the EXHIBIT "D":- 21 Workmen's Compensation Law.. 23 EXHIBIT "E":- Act Providing for the Incorporation and Regulation of Em- 43 EXHIBIT "F":- Act Regulating Policies of Insurance. 52 EXHIBIT "G":- Act Authorizing the Appointment of an Industrial Accidents. 54 HD7816 1912 Dept. HARRISBURG, PA., December 31, 1912. To His Excellency, John K. Tener, Governor of the Commonwealth of Pennsylvania: SIR: The Industrial Accidents Commission, appointed in pursuance of the provisions of the Act of June 14, 1911, P. L. 917, respectfully makes report to you, for transmission to the General Assembly as provided in that Act: Two subjects of investigation were prescribed for us,the prevention of industrial accidents, and the compensation of injured workmen and their dependents. The original compilation by this Commission of statistics showing the causes of accidents in the many different industries of Pennsylvania has been neither necessary nor possible. To prepare a set of such statistics, complete enough to be reliable, would have required more time, more authority and more funds than have been given our Commission. Furthermore, it would have been, in the main, a mere duplication of the data which for years past has been gathered and digested by the Department of Factory Inspection, all of which has been freely offered for our use and has been extremely valuable to us. We are greatly assisted also by having the information collected in this country and abroad during the past decade by many other authorities, both public and private, for there is no radical difference between the industrial accidents of Pennsylvania and those of our neighboring States. It may be stated, with fair exactness, that twenty per cent. of all factory accidents are primarily due to the negligence of the employer, or of those representing him in positions of superintendence; that twenty-five per cent. are chiefly due to the negligence of the injured man himself; that twenty per cent. are due to the negligence of a co-employee of the injured man; while thirty-five per cent. are due to what may be called the hazard of the industry. Each extension of the duties of the employer, however, tends to diminish this last group and to increase the first group of acci M633821 |