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agency agent agreement amount application appraisal Association authority borrower broker license building buyer California Code commission construction contract corporation cost court deed of trust Department of Real deposit receipt depreciation easements effect encumbrances escrow instructions examination execution Federal fee simple fictitious business name filed financing fraud funds improvements income instrument interest investment joint tenancy land lease lender lessee liability lien listing contract loan mechanic's lien ment mortgage notice obtained offer owner paid parcel partnership party payment percent performance personal property possession premises principal purchase quitclaim deed real estate broker Real Estate Commissioner Real Estate Law Realtor record regulations rent rental salesman license Section sell seller specific statement statute Statute of Frauds subdivision tenant tion title insurance transaction transfer trust deed types usually