Kiplinger's Buying and Selling a Home: Make the Right Choice in Any Market
Investing in a home is likely the single biggest expenditure most individuals will make. It’s a decision that involves the head, the heart, the pocketbook, and possibly the retirement nest egg. That’s why it’s crucial to make the right choice when buying a home and to exercise financially savvy when selling one.
This comprehensive update to Kiplinger’s Buying and Selling a Home provides all the information readers need to protect the investment in their homes. The editors of Kiplinger’s Personal Finance have completely revised this popular guide to reflect the realities of today’s real estate marketplace. Tax shelters, mortgage types, and home insurance policies are discussed and evaluated in detail. Buyers will learn how to choose the best housing for their budget, work effectively with brokers, find financing deals, and negotiate the best price. Sellers will discover how to polish their home for sale, select an agent, analyze alternatives to selling, and move the property fast, no matter what the market is like.
Whether a reader is seeking a starter home, a step-up, a vacation retreat, or a retirement haven, this practical guide explains how to make all the right moves.
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To Buy or Not to Buy
Assessing Your Resources
Home Sweet Tax Shelter
Record Keeping Deductibility of Mortgage Points
Many Kinds of Homes
Making an Offer
Have the Home Inspected
Get Ready for Settlement
Buying a Vacation Home
Alternatives to Selling
Tax Angles of Selling a Home
Polishing the Merchandise
Sell Through an Agent or Go It Alone?
Picking a Broker Listing Your Home
Setting the Right Price
Pick the Right Mortgage
Find a Lender Get a Loan
Get a Good Title
Negotiating with Buyers
Preparing for Settlement