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action agency agent agreement amount appraisal arbitration assessments Associate Licensee ASSOCIATION OF REALTORS borrower building Buyer and Seller California CALIFORNIA ASSOCIATION capitalization rate Code commission Company contract cost court deed of trust default Department of Real deposit receipt depreciation documents easement escrow Estate Law Federal FIGURE financing funds gross rent multiplier improvements income taxes insured mortgage interest rate land landlord lease lender license lien loan mechanic's lien multiple listing service notice obligation obtain offer owner ownership paid parties payment period personal property principal property taxes purchase quitclaim deed real estate broker real estate licensees real property recorded rent rental residential salesperson sell specific Standard of Practice subdivision tenant termination title insurance transfer trust deed trustor usually zoning