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activities adverse possession amount analysis asset Association banks borrower broker bundle of rights buyer capitalization rate cash flow Chapter Chicago commercial condominium construction contract corporate cost deed depreciation easement effect equity estimate example Federal firm function funds gross housing important individual inflation Institute of Real interest rate investors land Land Economics lease lender major market value ment mortgage banker mortgage loans mortgage market multiple listing service National office building operating expenses owner ownership parcel partnership payment percent period portfolio premium property manager purchase Real Estate Appraisers real estate decision real estate investment real estate markets real property REALTOR regional REITs rent rental residential risk S&Ls sales comparison approach secondary mortgage market sell seller single-family space specific tenant theory tion transaction transfer types urban economics valuation